Simplified Life Insurance
Simplified Life Insurance
Policy delivery in 60 minutes or less.
Ideal for clients with no health issues.
SSQ Insurance becomes Beneva
What does this mean for you? Our FAQ will tell you!
See our FAQ
Discover our line of simplified life insurance products
Policy delivered electronically in 60 minutes or less
100% electronic sales process
No medical exam
For clients
in good health
Simplified Term Life
- Age: 18-70
- Amount: Up to $500,000
- Term 10 or 20 years
- Renewable and convertible
- Extreme disability rider included
For clients
in good health
Simplified Whole Life
- Age: 18-80
- Amount: Up to $249,000
- Reduced paid-up coverage as of the 6th year
- No cash surrender value
- Extreme disability rider included
For clients
with health issues
Guaranteed Issue Whole Life
- Age: 18-80
- Amount: Up to $50,000
- Reduced paid-up coverage as of the 5th year
- Waiting period of 2 years in the event of non-accidental death
- No cash surrender value
Simplified insurance is available through the electronic application
Check out our electronic application!
Our interactive tutorial is the quickest and easiest way to learn how to use the electronic application.
Before asking your client any health-related questions, use the premium calculator. That way, you can make better use of your time with your client.
This excellent sales tool is the only way to sell our simplified life insurance products. It can also be used for standard issue products.
Webinar
Learn more about Simplified & Guaranteed Issue Products
Other similar products
Term Plus offers maximum options and flexibility to perfectly adjust to your clients’ circumstances and stage of life. Insurance amounts of up to $10 million, with more terms, critical illness and disability riders, and competitive premiums make this a great choice for your clients who need more coverage.
With premium payment options, guaranteed surrender values and different additional coverage options, you give your clients what they need, at the right price.
Note: Policies can be delivered within the hour on weekdays between 5:30 a.m. and 11:30 p.m. and on weekends between 4:30 a.m. and midnight on Saturday, and between 7:00 a.m. and midnight on Sunday (Eastern time).
* For additional insurance applications submitted by an existing SSQ Insurance client, the policy delivery times may be longer.
The information on this page is provided for information purposes only. It is not intended to describe all the provisions, exclusions and limitations applicable to any particular benefit or insurance policy. For a complete description of the provisions, exclusions and limitations, please refer to the insurance contract.
Contact your representative
- Quebec 1-888-292-8483 [email protected]
- Ontario, Western and Atlantic Canada 1-888-429-2543 [email protected]
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