GIA Interest Rates

All rates are compounded annually and may change without notice.

Simple interest rates are also available on request for some GIAs. However, these are only offered for TFSAs and non-registered savings plans (NRSPs).

For interest rates on other terms please contact us.

The effective short-term interest rate, compounded annually, is applicable on contributions awaiting investment.

Non-redeemable GIAs cannot be redeemed, neither periodically nor in a lump sum, even for RRIFs and locked-in RRIFs.

The Prime Rate can vary and is subject to change without notice. For more details on loans, please contact our Customer Service.

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