Information for Insureds Life and Disability Insurance
Updated: March 28, 2022 at 2:00 p.m.
You have life or disability insurance coverage.
Yes, if you have a group insurance plan that includes disability; however, you must meet the requirements under your contract.
On disability and tested positive
If you have been diagnosed with COVID-19 (tested positive for COVID-19) and are disabled (unable to perform the main functions of your job, including if you are working from home), you are eligible for short-term benefits. SSQ Insurance will apply the customary waiting period stipulated in your contract.
On disability, but not tested
If you have symptoms, have not been tested for COVID-19 and are disabled (unable to perform the main functions of your job, including if you are working from home), you are eligible for short-term benefits. SSQ Insurance will apply the customary waiting period stipulated in your contract.
In preventive quarantine
If you are quarantined as a preventive measure, you are not eligible for short-term disability coverage; in this case you must refer to Employment Insurance.
If you cannot have your physician complete the attending physician statement in the disability claim form, you can fill out one of the forms below.
- Plan Member Confirmation of Illness Form (in case of symptoms compatible with a positive COVID-19 diagnosis or a confirmed diagnosis)
- Plan Member Confirmation of Injury/Illness Form – New Claim
SSQ Insurance will continue to require the initial statement from the employer and employee.
Please note that SSQ Insurance reserves the right to request further medical information based on the answers provided in this form (including the result of a PCR test or rapid COVID-19 test).
Yes, if after COVID-19 vaccination complications cause you to go on disability leave, in accordance with the disability definition stipulated in the insurance contract, benefits will be paid.
Yes, SSQ Insurance will pay the death benefit to the rightful claimant if the death results from a possible complication following COVID-19 vaccination, in accordance with the terms and conditions of the insurance contract.