Permanent Life Insurance

Protecting your clients for life

Permanent life insurance offers your clients long-term coverage, level premiums and cash surrender values that are fully guaranteed.

Coverage Options

Whole Life 20

• Lifetime coverage with guaranteed premiums paid over 20 years
• Guaranteed cash surrender values that are cumulative as of the 10^th contract anniversary
• Guaranteed reduced paid-up coverage as of the 10^th contract anniversary
• Individual and multi-life coverage available

Whole Life 100

• Guaranteed premiums for the duration of the contract
• Paid-up premiums at age 100
• Guaranteed cash surrender values are cumulative as of the 10^th contract anniversary
• Guaranteed reduced paid-up coverage as of the 10^th contract anniversary
• Individual, joint and multi-life coverage available

Term 100

• Guaranteed premiums for the duration of the contract
• Paid-up premiums at age 100
• Individual, joint and multi-life coverage available

Complementary Insurance

Your clients may add other insurance to the permanent life insurance contract to complete their coverage:

• Critical illness insurance
• Life insurance for children
• Accidental death or dismemberment 
• Fracture rider
• Waiver of premium in case of total disability

Learn More

Permanent Life Insurance – At a Glance (PDF, 54 kB)