Small business group insurance that offers big returns for you and your clients.

We’ve proudly served millions of members since 1944, so you can be sure we’ll always be there when your clients need us.

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Looking for coverage options for larger businesses?
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Why we're different


Tailored for small and medium businesses

Our Small Medium Enterprise product is group insurance designed specifically for businesses employing 5 to 50 people.


Category-leading pricing

Our SME product features competitive and flexible rate options, so you can build a policy to fit your clients’ needs.


A human centered approach

With over 75 years of giving the utmost attention and care to our members, you can be sure your clients are in good hands.

We understand small business

Small businesses have their own unique needs when it comes to group insurance


    100% online administration to make managing policies easier than ever for your clients


    The right tools to efficiently manage plans and coverage


    Committed to outstanding care and support, no matter the size of your clients’ businesses

Learn more about how our product makes group insurance easy for your clients

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A solid investment

The small business plan that offers big value


    Flexible rate plans to help you build your clients’ policies their way


    Comprehensive coverage at industry-leading rates


    Our newest rate guarantee option is perfect for clients who value longer term stability, offering peace of mind with up to 3 years of predetermined rates *

Learn more about our competitive and flexible rate options

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Our focus

The wellbeing of your clients’ teams


    A comprehensive and customizable healthcare offering


    Access to our resources and partners to help implement a health and wellness culture for your clients’ businesses


    Access to health and support services in times of need and crisis

Learn more about how we can support your clients’ teams

Product details

Product details

See everything you need to know about our SME product and the great things it can do for you and your clients

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We have what it takes to take care of your clients

Our Small Medium Enterprise product is specifically designed for your small business clients employing 5 to 50 people and offers them the coverage they need at a price they’ll love.

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Group Insurance for SMEs: 5 Advantages

Do you run a business with 5 to 50 employees? Hesitating to buy group insurance? Discover what this product can bring to the table.

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* Subject to approval

This page is intended to provide an overview of available coverage. It does not describe all of the provisions, exclusions, and limitations applicable to specific insurance plans or coverages.